Life insurance is most commonly used to help protect your family from any financial effects of your and/or your spouse's death. It can be difficult to think about or plan for such an event, and unfortunately, planning is often put off until it's too late.When you purchase life insurance and retirement solutions, you're buying a promise. A promise that today, tomorrow or ten years from now, we'll be there. For more than 150 years, our clients have trusted Pacific Life to protect what matters most to them - their families, their businesses, their futures.Pacific Funds is a family of mutual funds designed for growth, income generation, and diversification. Our managers seek to deliver consistent results with downside protection strategies to help shareholders meet their long-term financial goals