Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN, and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products distributed by broker-dealer/affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities and investment advisory services offered through other affiliates.Lincoln MoneyGuard® solutions are a universal life insurance policy with a long-term care rider. The policies and riders have exclusions, limitations, and/or reductions. Please contact your Lincoln representative or the insurance company for costs and complete details.Life insurance policies: It is possible coverage will expire when either no premiums are paid following the initial premium, or subsequent premiums are insufficient to continue coverage.“Lincoln Financial Group”, “Lincoln Financial”, “Plan Protect Retire”, “This is financial security”, and the Lincoln Financial Logo and Artisan Mark are service marks of the Lincoln National Corporation.